A day within the lifetime of a loss management advisor is the closest factor within the insurance coverage business to being a rock star. Individuals like to see my identify calling on their telephone or see me displaying up at their enterprise. My recommendation is at all times graciously accepted and appreciated, and tears are at all times shed once I go away.
Sadly, none of these issues are true and could be written in “sarcasm” font if such a factor existed. Loss management is usually a misunderstood part of the insurance coverage business. In actuality, I’m often mistaken as a telemarketer or a door-to-door security salesman. I knew little or no about loss management in my first decade within the insurance coverage business, however have discovered it to be a really difficult, rewarding, and helpful side of the enterprise.
I spent eleven years working within the insurance coverage claims division and it confirmed me the very actual and devastating impact that accidents and poor security administration may cause. I now use that data to try to assist policyholders enhance their security procedures and scale back hazards that might trigger an enormous downside for his or her workers, property, or enterprise.
Like many roles, loss management could be defined in easy phrases. I go to a policyholder to study their historical past, enterprise operations, merchandise, and property. I stroll by means of the property to see if I can present any options to scale back the possibilities of damage, accident, or property injury that might severely disrupt their operations.
That will sound straightforward, however I’m continuously stunned by the number of risks we see. On any given day, I could also be touring a church assembly room adopted by a craft brewery and a foundry pouring molten metal. Nearly all of suggestions I present are easy, cheap options which will forestall an enormous headache. From checking your handrails to storing your paint, we’ve been educated on the correct methods to enhance security all through any setting.
Extra individuals are studying the advantages that insurance coverage loss management consultants can present, and policyholders who perceive how our division works actually do take pleasure in getting our name and seeing us on the door. A profession in loss management is an attention-grabbing and rewarding strategy to put worth into insurance coverage for folks. I doubt we’ll ever be handled like rock stars, however I've been identified to play a bit of air guitar upon request.
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