Hybrid long-term-care (LTC) insurance policies, which permit people to mix life insurance coverage with an LTC profit, have turn out to be extra well-liked in recent times, particularly for the reason that enactment of the 2006 Pension Safety Act (PPA), which opened the door for these sort of insurance policies. Hybrid insurance policies are a substitute for present stand-alone insurance policies, which have gone out of favor because of elevated premiums and different points. Most corporations don’t even provide them anymore.
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