One of many main appeals TDFs maintain for buyers is the flexibility to contribute cash to an funding account that mechanically shifts its asset allocation over time in keeping with a pre-determined schedule. It's maybe not shocking, due to this fact, that the combo of property and allocation within the glide path, in addition to the glide path itself, symbolize the highest two motivating elements amongst shoppers contemplating a TDF.
The exact same elements that make TDFs enticing to sure shoppers are additionally among the many ones that set off the best quantity of concern amongst different shoppers. Whereas charges high the checklist of issues, the combo of investments and the glidepath itself are each ranked among the many 4 most regarding elements, in keeping with the plan advisors surveyed. These outcomes counsel that shoppers are comparatively evenly divided on whether or not giving up management is the purpose of investing in TDFs or merely a mandatory evil.
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