Understanding data throughout a large spectrum is likely one of the key features of Accenture analysis. We persistently publish reviews primarily based on surveys from top-tier organizations across the globe, in addition to our personal analysis. That data is used to assist everybody within the group, from senior executives to staff, higher navigate an ever-changing enterprise panorama.
Just lately, we revealed Accenture’s Know-how Imaginative and prescient for Insurance coverage 2019 report, which appears to be like on the developments almost definitely to have an effect on the business over the following few years. As somebody who spends a whole lot of time occupied with and facilitating innovation, I used to be excited to learn this report. It reveals the methods during which expertise will collectively inform how enterprises construct the following technology of enterprise and create paths towards future development.
From an insurance coverage perspective, the 2019 Tech Imaginative and prescient reveals that insurance coverage organizations are in a brand new period—one during which choices and experiences tailor themselves to suit each second. Our future will likely be––and in some ways already is––hyper-personalized and conscious of buyer behaviors. It's now not a “one dimension suits all” world and prospects are more and more demanding individualized plans that adapt to context—from customized advertising and telematics-driven auto insurance coverage that rewards secure driving, to parametric journey insurance policies that immediately pay compensation when a flight is delayed for greater than two hours.
This daring new period will look very totally different from the insurance coverage panorama of the pre-digital a long time, and insurance coverage corporations should determine how they'll form their enterprise round particular person prospects and tailor their services––or else wrestle to compete.
POST-DIGITAL FOR A DIGITAL FUTURE
We live in what some individuals are calling a “post-digital” period. The time period is considerably deceptive, because the post-digital period doesn’t imply that digital is over. In reality, it means fairly the other: many of the journey nonetheless lies forward. However digital-born corporations akin to Google, Amazon, Fb and Apple have proven shoppers how digital services might be delivered in ways in which make conventional approaches to enterprise appear, at the easiest, cumbersome––and on the very worst, out of date. The post- digital world is one the place expertise is a key a part of the material of actuality, and insurance coverage corporations can use it to fulfill individuals wherever they're, at any second in time.
On this sequence, I need to discover the highest 5 developments recognized in our Know-how Imaginative and prescient report and the way they relate to insurance coverage. In every pattern, you’ll see how digital saturation is elevating expectations, talents, and dangers throughout industries, and the way insurance coverage organizations are searching for new methods to distinguish themselves because the world strikes quickly into the post-digital period.
In my subsequent submit, I'll discover the ability of DARQ––and the way distributed ledger expertise, AI, prolonged actuality, and quantum computing will assist insurers reimagine your complete business and its function on this planet.
To learn extra about Accenture Know-how Imaginative and prescient for Insurance coverage 2019, you may obtain it right here. In the event you’d prefer to learn extra of my posts, I encourage you to go to the Accenture weblog, the place I've a number of posts exploring every thing from knowledge veracity and the way it’s reshaping insurance coverage, to life insurance coverage and the web of considering.
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