LINCOLN, Nebraska, (November 18, 2019) – Ameritas Life Insurance coverage Corp. will now supply a brand new complete life insurance coverage product, Ameritas Entry Complete Life (Entry WL). This product will change Keystone Basis Complete Life, an business chief for short-term money worth that doesn't at present use the 2017 mortality tables.
The product might be accessible Dec. 9.
Entry WL affords larger assured money values early within the coverage and powerful present money values over the long run. It is going to be the primary complete life insurance coverage product by Ameritas to supply a non-direct variable mortgage possibility; dividends paid should not impacted by the presence of a variable mortgage.
Different key options embrace:
Extra versatile funding vary — most funding as much as 200% of the scheduled Versatile Paid-Up Rider premium with out further underwriting.
Greater premium limits on the Versatile Paid-Up Rider.
Insurance policies are paid up by the later of age 75 or 25 years.
The product additionally consists of different options for extra complete protection for the shopper. The Stage Time period Rider is obtainable for 10-, 15-, 20- and 30-year durations and offers shoppers extra flexibility when utilizing the Versatile Paid-Up Rider to construct money worth. As well as, the product consists of the Care4Life Accelerated Loss of life Profit Rider, which permits a policyholder recognized with a critical sickness to obtain a portion of their loss of life profit whereas they’re residing and nonetheless present a loss of life profit for family members.
“Entry Complete Life might be persistently aggressive and might be our strongest assured money worth product provided by Ameritas,” mentioned Kelly Halverson, Ameritas vp – particular person life product growth. “We've got listened to our shoppers and brokers to give you a product that provides flexibility with a give attention to early money worth accumulation. We're excited to see how this product can serve our prospects.”
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