Brits risking financially crippling payments when travelling to the EU

A worrying variety of Brits planning to go to the EU threat
probably financially crippling payments, a report has warned.





A survey of two,000 adults commissioned by the Affiliation
of British Insurers (ABI) and the British Insurance coverage Brokers’ Affiliation (BIBA)
discovered 23% mentioned they don't have any plans to take out journey insurance coverage earlier than their
subsequent go to to the EU, with 18% undecided if they may purchase cowl earlier than their
journey.





The associations mentioned that though the chance of a no-deal
Brexit – and with it the ending of the European Well being Insurance coverage Card – could also be
enormously diminished, journey insurance coverage stays very important when travelling to the EU and
past.





Even with the EHIC persevering with to use, it won't cowl
all medical therapies or the price of any emergency repatriation again to the UK
on medical grounds.





Emergency repatriation prices can simply run into tens of
hundreds of kilos. An air ambulance again to the UK from Spain can usually
price £18,000 and from Germany or France it may possibly price £12,000.





Graeme Trudgill, govt director at BIBA, mentioned it's
very important that holidaymakers and enterprise travellers perceive that they want
appropriate journey insurance coverage which won't solely cowl medical prices, but in addition
cancellation, missed departure, theft and lack of private belongings and
legal responsibility. 





Charlie Campbell, supervisor, well being and safety on the
ABI, added: “Regardless of the phrases of Brexit, having journey insurance coverage when
travelling to the EU, and past, just isn't a ‘good to have’, however a ‘will need to have’
buy. With out insurance coverage, travellers threat large medical payments if the worst
occurs when they're overseas’’





Ought to the UK Authorities be unable to move its withdrawal
settlement and depart the EU with out a deal on 31 January 2020, there's a
chance that the EHIC will now not apply and insurance coverage can be important.

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